Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating is a equity ETF from Vanguard tracking the LifeStrategy 80% Equity index through physical replication. Domiciled in Ireland and launched in 2020, the fund manages about 1.2 bn € and charges a TER of 0.25% — 25 € per year on a €10,000 investment. Income is automatically reinvested in the fund (accumulating).
Vanguard LifeStrategy 80% Equity UCITS ETF (EUR) Accumulating competes with 1 other products on the same index (LifeStrategy 80% Equity): it ranks 1st by fund size and 1st by ongoing cost, with a TER of 0.25% against a group median of 0.25%. It has been listed since 2020, 6 years of track record.
On a €10,000 investment the TER costs 25 € a year, and no product in the group costs less.
Replication is physical: the fund holds the underlying securities directly. The ten largest positions account for 99.5% of the portfolio.
Income is accumulated: no distribution is paid out, the share price absorbs it. In a savings plan this removes the need to reinvest dividends by hand. The fund is denominated in EUR. That is not the same as currency risk: the exposure comes from the currencies of the underlying holdings, not from the denomination or the trading currency of a given listing.
Irish domicile lets the fund apply the Ireland–US tax treaty, with 15% withholding instead of 30% on US dividends received by the fund.
| Vanguard Global Aggt Bd ETF EUR H Acc | 19.4% |
| Vanguard FTSE Developed World UCITS ETF USD Accumulation | 19.3% |
| Vanguard FTSE North America UCITS ETF USD Accuimulation | 19.2% |
| Vanguard FTSE All-World UCITS ETF USD Accumulation | 19.2% |
| Vanguard S&P 500 UCITS ETF USD Accumulation | 6.3% |
| Vanguard FTSE Emerging Markets UCITS ETF USD Accumulation | 6.1% |
| Vanguard FTSE Developed Europe UCITS ETF EUR Accumulation | 5.7% |
| Vanguard FTSE Japan UCITS ETF USD Accumulation | 2.3% |
| Vanguard FTSE Developed Asia Pacific ex Japan UCITS ETF USD Accumulation | 1.7% |
| VDTE | 0.3% |
| Borsa Italiana | VNGA80 | EUR |
| XETRA | V80A | EUR |
| Francoforte | V80A | EUR |
| Euronext Amsterdam | V80A | EUR |
Source: the fund's KID and the issuer's official documentation — data verified as of July 2026.
This page is informational and is not an investment recommendation. Figures may contain errors or be out of date: always check the KID and the issuer's factsheet before any decision.